理財與投資一样嗎? Financial Planning & Invests is same?

 Invests focus on enhance %

Financial Planning emphasis on money management process

理财與投資听起来似乎是同一回事，但其实兩者之间的差異很大。理财重規划，投资重策略。理财屬静態的金錢規划，投资重視動態的錢滾錢行動。

Although financial management and investment sound almost the same, the difference between them is in fact tremendous. Financial management is more on planning whereas investment is more about strategies. Financial management is a kind of financial planning which is of stationary form whereas investment focuses on the act of making money grow, which is rather proactive